Consumer Credit Counseling Service of Southern New England (CCCS/SNE) is a non-profit public service agency formed in 1999 from the merger of the former CCCS affiliated agencies of Connecticut, Massachusetts and Rhode Island. It is the leading provider of financial counseling, financial education, debt management programs and housing counseling in the tri-state area.

CCCS of SNE joined the MMI family in 2005. Money Management International (MMI) is the largest full service, non-profit credit counseling agency affiliated with the National Foundation for Credit Counseling (NFCC).

Personalized financial counseling, which is conducted in person, over the telephone and Internet on a strictly confidential basis, helps clients resolve financial difficulties and achieve long-term financial well-being. Community education, which is primarily conducted through group presentations and trade shows, helps consumers prevent financial difficulties and develop lifelong financial management skills.

CCCS/SNE, which traces its roots to 1972, is a member of the National Foundation for Credit Counseling (NFCC). The NFCC has approximately 135 member agencies throughout the U.S. Including branch and satellite locations; there are offices in more than 1,000 communities. Each of the member agencies adheres to the NFCC's ethical standards and practices, including accreditation by The Council on Accreditation for Children and Family Services.

The agency's main offices are in Boston, MA; East Hartford, CT; and Warwick, RI. In addition, there are branch/satellite offices in other convenient locations throughout Southern New England.

CCCS/SNE is a privately funded agency. Fair-Share contributions from creditors are the primary source of income. Other sources of funding include client fees for Debt Management Plans, grants and private contributions from corporations.

• Provides personalized, confidential financial advice and education about debt, credit, money management, budgeting and housing issues.
  
  
• Is a HUD-approved housing counseling agency offering pre-purchase, foreclosure prevention and reverse mortgage counseling.
  
  
• Co-sponsors of The Center for Personal Financial Education and Information with the University of Rhode Island on their Kingston, RI campus. The center offers a variety of educational programs such as workplace financial literacy programs, and including the popular Women's Financial Information Program.
  
  
• Helps people regain control of their personal finances through customized solutions.
  
  
• Is privately funded, 501(c) 3 non-profit agency.
  
  
• Advisors are available 18 hours per day, seven days per week in person, by telephone, via regular mail, and online at www.moneymanagement.org.
  
  
• Spanish language assistance is available.
  
  
• Offers a four-module Credit Counseling Certification Series for industry professionals with topics on Budgeting, Credit Awareness, Foreclosure Prevention and the Home Buying Process.