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You may feel that you are the only person that has your outlook on finances. In reality, most people fit into 1 of the 7 Spending Personalities. Read on and determine which category you fall under and how to overcome spending challenges.
IMPULSIVE BUYER
Buys on a whim - doesn't plan purchases. Lacks self control and priorities in buying decisions.
To overcome this trait you should leave the store before making a purchase. Price the item in 3 places before purchasing.
FANATICAL SHOPPER
Uses a lot of energy to save a little money. Shops for an item for weeks to get the best deal. Neglects quality for low price.
Remember that your time is worth money. Give a value to your time and energy.
PASSIVE SHOPPER
Does not like shopping. Does not comparison shop or ask questions.
Understand that shopping is sometimes necessary and make the best of it. Compare prices at 3 different stores before making a purchase and ask questions if you have them.
AVOIDANCE SHOPPER
Shops to escape the stresses of life. Buys gifts to show affection or due to feelings of guilt.
To conquer this behavior, get to the root of the problem. And seek assistance in working it out.
ESTEEM BUYER
Buys designer labels only. Refuses to shop in discount stores.
Learn to buy based on your values, not to impress others.
OVERDONE BUYER
Spends a lot of money on hobbies, activities or collectibles.
Realize this problem and get to the cause. Seek professional help if cannot overcome.
HOT POTATO BUYER
Worries over what financial choices to make, but then makes an impulsive decision.
Try to educate yourself and take your time before making a decision.
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