Online Counseling  
 
   
 

CCCS offers help with budgeting, money management and credit issues 365 days a year.

Our advisors will invest time with you to thoroughly understand your situation and give you specific advice. We will analyze your income, expenses, assets and liabilities. You work directly with an advisor in person, by telephone or online to create a workable budget to balance income with expenses, as well as help you establish an action plan for becoming debt free and achieving your financial goals.

 
 
  Personal Financial Advising
CCCS offers help with budgeting, money management and credit issues through online, telephone and in-person. A CCCS Credit Counselor helps you create a workable budget to balance income with expenses. He or she helps you establish immediate priorities as well as long term financial goals.
  Debt Management Services
A Debt Management Plan (DMP) is another way we help you resolve credit problems and pay down debt. When appropriate, CCCS serves as an impartial intermediary negotiating with your creditors to establish a reasonable and mutually acceptable repayment plan. Once enrolled in the DMP, you make a single, convenient, monthly deposit and we disburse it to your creditors on your behalf.
  CreditWorks Mortgage Program
Do you dream of owning your first home, or of refinancing an existing mortgage at a better rate? CreditWorks is a unique mortgage lending program that we offer in conjunction with Freddie Mac and Wells Fargo Home Mortgage. It allows market-rate mortgages to first-time home buyers and to home owners seeking to refinance who are or who have been on our DMP. While other lenders may qualify you for a mortgage because of your improved financial situation, they may base your rate on your past credit history. CreditWorks looks at your financial progress.
  Housing Advising Services
Consumer Credit Counseling Service of Southern New England is dedicated to educating individuals to manage their money and use credit responsibly. Our educators present financial education programs to students and adults. These programs can be held at your school, office or agency. If your organization's needs are not listed here, our educators can develop a presentation with your audience in mind. We also offer Housing Education Programs to assist Consumers in both a one on one and group setting with first time homeownership opportunities, affordable mortgages and refinancing, post purchase counseling and reverse mortgage information.

For more information, or to schedule a presentation,
please call (800) 781-2227.

Click here to register for upcoming programs.
  Financial Education Services
CCCS educators have been presenting financial education programs for more than 30 years. Our programs are specially designed to help people gain financial control in their lives. We can come to your office, agency or school and our educators can even develop a customized presentation or training with your audience in mind. Our presentations are available during daytime hours, evenings and weekends.

For more information, or to schedule a presentation,
please call (866) 338-2227.

Click here to register for upcoming programs.
 
     
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CCCS of Southern New England, Affiliated with Money Management International
Regional Headquarters – 8 Winter Street, Boston, MA
Corporate Address - 9009 West Loop South, Seventh Floor, Houston, TX 77096